[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.urex.cz\/hypoteka-kdyz-dluzite-penize\/#Article","mainEntityOfPage":"https:\/\/www.urex.cz\/hypoteka-kdyz-dluzite-penize\/","headline":"Hypot\u00e9ka, kdy\u017e dlu\u017e\u00edte pen\u00edze","name":"Hypot\u00e9ka, kdy\u017e dlu\u017e\u00edte pen\u00edze","description":"Byli jste n\u011bkdy zadlu\u017een\u00ed? J\u00e1 si mysl\u00edm, \u017ee opravdu asi ka\u017ed\u00fd druh\u00fd \u010dlov\u011bk v na\u0161\u00ed republice m\u011bl n\u011bjakou p\u016fj\u010dku anebo je tak\u00e9 t\u0159eba n\u011bjak zadlu\u017een\u00fd. Ov\u0161em ale nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka a zadlu\u017eenost jako zadlu\u017eenost, proto\u017ee n\u011bkte\u0159\u00ed lid\u00e9 si berou p\u016fj\u010dku v dobr\u00e9 v\u00ed\u0159e. T\u0159eba si cht\u011bj\u00ed po\u0159\u00eddit kolo nebo nov\u00e9 bydlen\u00ed anebo n\u011bjak\u00e9 spot\u0159ebi\u010de […]","datePublished":"2023-12-18","dateModified":"2024-01-18","author":{"@type":"Person","@id":"https:\/\/www.urex.cz\/author\/#Person","name":"","url":"https:\/\/www.urex.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"urex.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.urex.cz\/wp-content\/uploads\/open-house-2328984_1280_5.jpg","url":"https:\/\/www.urex.cz\/wp-content\/uploads\/open-house-2328984_1280_5.jpg","height":0,"width":0},"url":"https:\/\/www.urex.cz\/hypoteka-kdyz-dluzite-penize\/","about":["Pen\u00edze"],"wordCount":435,"articleBody":"   Byli jste n\u011bkdy zadlu\u017een\u00ed? J\u00e1 si mysl\u00edm, \u017ee opravdu asi ka\u017ed\u00fd druh\u00fd \u010dlov\u011bk v na\u0161\u00ed republice m\u011bl n\u011bjakou p\u016fj\u010dku anebo je tak\u00e9 t\u0159eba n\u011bjak zadlu\u017een\u00fd. Ov\u0161em ale nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka a zadlu\u017eenost jako zadlu\u017eenost, proto\u017ee n\u011bkte\u0159\u00ed lid\u00e9 si berou p\u016fj\u010dku v dobr\u00e9 v\u00ed\u0159e. T\u0159eba si cht\u011bj\u00ed po\u0159\u00eddit kolo nebo nov\u00e9 bydlen\u00ed anebo n\u011bjak\u00e9 spot\u0159ebi\u010de do dom\u00e1cnosti. Anebo si tak\u00e9 cht\u011bj\u00ed po\u0159\u00eddit baz\u00e9n anebo dokonce tak\u00e9 auto na leasing. Podle m\u00e9ho n\u00e1zoru na tom nen\u00ed v\u016fbec nic \u0161patn\u00e9ho a je logick\u00e9, \u017ee kdy\u017e lid\u00e9 v dobr\u00e9 v\u00ed\u0159e si po\u0159\u00edd\u00ed n\u011bjakou p\u016fj\u010dku nebo \u00fav\u011br nebo leasing, tak to tak\u00e9 budou samoz\u0159ejm\u011b poctiv\u011b a skv\u011ble spl\u00e1cet. Potom jsou tady ale lid\u00e9, kte\u0159\u00ed si p\u016fj\u010dku vezmou jenom tak.T\u0159eba jenom tak, aby mohli \u0159\u00eddit auto, aby m\u011bli na benz\u00edn anebo, aby si u\u017e\u00edvali, jeli t\u0159eba na dovolenou a tak podobn\u011b. J\u00e1 si ale mysl\u00edm, \u017ee lid\u00e9, kte\u0159\u00ed t\u0159eba v\u016fbec nedbaj\u00ed na to, aby pe\u010dovali o sv\u016fj majetek anebo o to, aby spl\u00e1celi, tak by podle m\u00e9ho n\u00e1zoru u\u017e nikdy nem\u011bli dostat \u017e\u00e1dnou p\u016fj\u010dku. Samoz\u0159ejm\u011b \u017ee potom lid\u00e9, kte\u0159\u00ed toho lituj\u00ed a cht\u011bli by bydlet, tak mohou tak\u00e9 se pod\u00edvat po hypot\u00e9ce po insolvenci. Moje kamar\u00e1dka pr\u00e1v\u011b byla po insolvenci asi 6 let a tak\u00e9 s partnerem zatou\u017eila po vlastn\u00edm bydlen\u00ed. Kamar\u00e1dka \u0159ekla, \u017ee pro ni bylo opravdu velice slo\u017eit\u00e9 z\u00edskat hypot\u00e9ku. Nakonec v bance jsem dozv\u011bd\u011bla, \u017ee existuje hypot\u00e9ka po insolvenci. Moje kamar\u00e1dka rychle se usm\u00e1la a \u0159ekla, \u017ee tohle by mohla b\u00fdt jedin\u00e1 z\u00e1chrana a tak\u00e9, \u017ee tohle rychle partnerovi \u0159ekla, \u017ee v\u00ed o hypot\u00e9ce po insolvenci. Jej\u00ed partner byl tak\u00e9 \u0161t\u011bst\u00edm bez sebe a j\u00e1 se tomu v\u016fbec nediv\u00edm. Je logick\u00e9, \u017ee kdy\u017e m\u00e1 n\u011bkdo n\u011bjak\u00fd sen u\u017e n\u011bkolik let, tak si je potom velice r\u00e1d, kdy\u017e se mu to poda\u0159\u00ed. A mysl\u00edm si, \u017ee je opravdu hodn\u011b lid\u00ed, kte\u0159\u00ed by tou\u017eili po hypot\u00e9ce po insolvenci. Nemus\u00edte se b\u00e1t, nen\u00ed to nic slo\u017eit\u00e9ho a jedn\u00e1 se skoro o \u00fapln\u011b klasickou hypot\u00e9ku. Akor\u00e1t tahle je speci\u00e1ln\u00ed v tom, \u017ee tohle je hypot\u00e9ka po insolvenci.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ka, kdy\u017e dlu\u017e\u00edte pen\u00edze","item":"https:\/\/www.urex.cz\/hypoteka-kdyz-dluzite-penize\/#breadcrumbitem"}]}]